Meet Sparky
Your child's companion on every money step
The first financial tutor with soul — a living character that grows with your child and holds their hand through every decision, from the first euro to the first share.
Three friends in one character
Sparky isn't three tools. It's one character with three sides — always the same friend.
The Tutor
Teaches money concepts in the right words for each age — a snowball for the little ones, "XP that earns XP" for teens.
The Companion
Helps your child create goals, make deposits, and propose investments — always with a confirmation, and a PIN for real money.
The Guide
Gives context and perspective, but never says "buy this." It shows the data and hands the decision back to your child and you.
A living character
Sparky talks, reacts, and celebrates. It has expressions, a voice, and moments of joy — not a text box.
It really talks
Real voice and a hands-free mode: your child speaks and Sparky answers, the avatar's mouth moving to the sound.
It has expressions
Curious, happy, thinking, surprised — Sparky's face follows the conversation.
It celebrates the wins
When your child reaches a goal, there's confetti and a happy dance. The small wins count.
Sparky · AI assistantHow much is in my savings?
Here's your balance 👆 Nice start! Want to create a goal?
Balance
€84.50
Notice: Sparky never writes the number. It always lives on the card.
The same Sparky, tuned to each age
One character, the right words for every age.
For a 7-year-old
Interest is like a snowball: the money you save earns a little, and that little starts earning too. ❄️
For a 15-year-old
Compound interest is interest on interest: what you earn this year earns again next year — like XP that generates XP. 🎮
Talk to Sparky right here
An interactive demo, right on this page, before you sign up — coming soon.
Magical, but safe by design
The magic is up front; the safety runs underneath it all. These guarantees are built into the architecture — not promises.
Never invents numbers
Sparky only narrates real values verified by the app. Numbers live on the cards — it never makes them up or writes them.
Confirms before acting
No financial action happens without an explicit confirmation. Real money takes a PIN — and the button is the only way forward.
Parents in control
Everything that matters goes through you. You set what Sparky can do — propose, or execute within limits you choose.
No buy advice
Sparky never recommends buying or selling, never predicts the future, and never promises returns. It explains; it doesn't advise.
Honest with feelings
If your child is sad or frustrated, Sparky shows no balances and sells nothing — it shows empathy and suggests talking to you.
AI transparency
Sparky always introduces itself as an AI assistant, in line with European regulation.
It grows with your child
Not an app you outgrow — a companion that evolves, from the first piggy bank to the first share.
The first goal
Sparky helps name the first dream and watch the savings bar grow.
The first quests
Learning to save, budget, and tell needs from wants — earning Sparks along the way.
Money from effort
Chores, allowance, and the first real budgets, with Sparky cheering each step.
The first share
After learning about risk, your child proposes their first investment — and Sparky reminds them it goes up and down.
Ready for life
Years of habits, concepts, and confidence — not money handed over, but literacy earned.
Where Sparky is going
An ambitious vision — a character ever more alive, in a world growing around it.
A richer personality
More humour, more expressions, and a youthful energy tuned to each age and each country.
An animated world
An interface increasingly like a living world, where Sparky and its friends talk with your child.
Sparky's companions
New characters joining the journey — each with its own talent and its own voice.
Talk to Sparky on the site
An interactive demo right here, so you can meet Sparky before you ever sign up.
Give your child a companion for their financial life
Start today — Sparky's first step with your child is free.