Family fintech for the next generation
Where kids learn money by doing money.
The family fintech that turns saving, earning, and investing into a learning adventure — with parents in control every step.
Free during beta · No credit card required
Built different. Built better.
Three things that make KidForge unique
Earn it
Chores, allowance, and gifts from family teach kids that money comes from real effort.
Learn it
Education quests unlock investing. Kids earn access by learning — no other app does this.
Grow it
Savings goals with parent-paid interest, plus supervised investing in real stocks.
Meet Sparky — your child’s money buddy
From first allowance to first investment, Sparky grows with your child
Sparky is a friendly golden forge creature — part coin, part flame, all heart. Born in the forge where raw materials become something strong and lasting, Sparky guides every kid on their financial journey.
At age 6, Sparky starts small — learning alongside your child about what money is and where it comes from. By 10, they’re tackling savings goals together. At 14, Sparky helps your teen explore investing basics. And by 18, your child is a confident, financially literate young adult — and Sparky has evolved into a Master Forger.
Every quest completed, every spark earned, and every smart money decision makes Sparky grow. Enthusiastic, encouraging, and never judgmental — Sparky celebrates every milestone, no matter how small.
Sparky’s evolution
One app. Two experiences.
Built for families — with the right tools for parents and the right magic for kids.
Set up your family
Add your kids in seconds, configure allowances and savings goals.
Approve everything that matters
Every chore reward, investment, and withdrawal needs your green light.
Watch them grow
See progress, celebrate wins, guide their journey.
We believe kids should earn access to investing.
Other apps just hand kids a stock ticker. KidForge makes them learn first.
Locked
Investing waiting
Quest in progress
Kid completes “What is a stock?” quest
Unlocked!
Kid can now propose investments to parents
Why this matters
Financial literacy isn’t optional — it’s the foundation. By requiring kids to complete educational quests before they can invest, KidForge ensures they understand what a stock is, why diversification matters, and how risk works — before a single euro moves. This builds real understanding, not just a portfolio balance.
“No other family fintech does this. Kids learn the why before the how.”
— The KidForge approach
Everything a family needs to raise money-smart kids
Powerful tools wrapped in an experience kids actually love
Savings Goals
Goals with parent-paid interest. Kids see their money grow week by week.
Learn moreChores & Allowance
Auto-allowance, chore rewards, streaks, and 'up for grabs' tasks for older kids.
Learn moreEducation Quests
Age-appropriate learning paths. Quizzes, badges, and Sparks to spend.
Learn moreSupervised Investing
Real stocks. Real growth. Every trade needs parent approval.
Learn moreFamily Gifts
Grandparents send money via QR code or shareable link. Goes straight to the kid's wallet.
Learn moreSmart Wallet
Every transaction tracked. Parents see everything. Kids learn budgeting.
Learn moreBuilt with safety at the core
Because trust isn’t a feature — it’s the foundation
Parent PIN
4-digit lock screen on every entry. Only you get in.
Approval on everything
No money moves without parent approval. Period.
EU built, GDPR ready
Designed in Europe with privacy as default.
Built by fintech veterans
Made by the team behind SIBS, Europe’s payment leader.
Loved by families building money confidence
Early beta families are already seeing the difference
“My 9-year-old finally understands why we say no to impulse buys. The savings goals changed everything.”
Maria R.
Mother of 2
“He completed three quests just to unlock investing. He's never been this excited about learning anything.”
João C.
Father of 1
“Finally a kids money app that's designed for European families. The interest feature is genius.”
Ana S.
Mother of 3
Join 100+ families on the waitlist
Ready to raise money-smart kids?
Join the beta. Free forever during beta. No credit card.
Already have an account? Sign in