FORGE GOALS
Savings goals that grow with your child
Clear targets, patience that pays off, and compound interest you can watch happen — with parents as growth partners.
Forge Goals
My goals
New Bike
€72 of €120
€6/week to stay on track
Nintendo Switch
€40 of €300
What Forge Goals are
A Forge Goal is a savings target with a name, an amount and — if you like — a date. Your child saves at their own pace and watches the goal grow by source: what they saved, what parents added, interest, and matching, each in its own colour. It teaches goal-setting, patience, and the real feel of compound interest — without ever losing sight of whose money is whose.
How it works
- 1
Your child creates a goal
They pick a name, a target (from €1 to €100,000), an optional date, and one of 8 icons. The goal is ready in seconds.
- 2
They save at their own pace
Your child moves money from their balance into the goal whenever they want — no approval needed. The multi-segment bar grows and shows exactly where every euro came from.
- 3
You boost the effort
Set interest (paid weekly) and matching on what your child saves, or contribute directly. The reward for saving becomes visible and concrete.
- 4Parents approve
For bonus money, they request a release
Before the goal is reached, your child can only withdraw their own deposits. To unlock parent money, interest, and matching early, they send a request you approve — with a message on both sides.
Parents and kids, side by side
What parents control
- Lock and unlock withdrawals
- Contribute directly to the goal
- Set interest (up to 1000% a year) and matching (up to 100%)
- Review and approve early-release requests
What your child does
- Create goals with a name, amount, and icon
- Deposit from their own balance anytime
- Withdraw their own deposits whenever they like
- Request a full release when they really need it
Why it works
Goals with purpose
Giving a dream a name and a number turns "saving" into something concrete and motivating.
Compound interest you can see
Interest lands weekly and shows up in its own indicator — theory becomes lived experience.
Rewarded for consistency
Parent matching on deposits teaches that saving steadily, week after week, pays off.
Patience, protected
Bonus money stays locked until the goal is met, making "quitting early" a deliberate choice, not a tap.
Whose euro is whose
The bar's three colours make it clear that not everything in a goal is theirs to take.
Parents as partners
Contributions, interest, and matching make saving a family effort, not a lonely chore.
What your child learns
To set goals and find the right pace to reach them, to feel compound interest first-hand, to understand that consistency is rewarded and that delayed gratification has value — and, above all, to read where their money comes from.
Sparky's tip
Sparky can help your child create goals and make deposits — always with a confirmation, and a PIN to move real money. When a goal is reached, Sparky celebrates with them. 🎉
Meet SparkyOn the horizon
What we're building next — a promise, not a placeholder.
12-month compound-interest projection
A visual showing how a goal grows month by month at your chosen rate. The logic already exists — we just need to bring it to the screen.